Here is a way you can get more money in #retirement 👉🏼Work a little longer before retiring . Most people probably don't want to put off retiring, but it can be a very effective strategy, giving you a bigger nest egg to retire with and fewer years that it will have to last. You might enjoy your employer-sponsored health insurance for a additional years, too, perhaps while collecting a few more years' worth of matching funds in your 401(k) . Not convinced it's worth it? Well, imagine that you save and invest $10,000 per year for 20 years and it grows by an annual average of 8%, growing to about $494,000. That's pretty good. But if you can keep going for another three years, still averaging 8%, you'll end up with more than $657,000! That's more than $160,000 extra just for delaying retiring for a few years.