With the wide array of advertising displayed everywhere from television to Facebook, it's difficult for consumers to understand how crucial dealing with an expert can be in the area of mortgage financing.
When we arrange “basic” mortgage financing, life doesn’t seem too complicated. We have choices. We can visit our bank or consult a broker. We can shop our own mortgage around. We can get different opinions. We have a little more confidence in a lot more people.
But what about when things get really complicated? Like when we’ve purchased another property and haven’t sold our existing one? When we find ourselves with little claimed income or in an income tax jam? What about when our credit score has plummeted and we have a purchase closing?
These are the situations where experts in mortgage financing have their time to shine. When consumers can actually see the level of knowledge and expertise one given person has in their field.
At times like these consumers can’t easily walk into the bank or shop their mortgage around. They start to lose confidence in a lot more people. It’s times like these when experts matter more than ever.
This is why, regardless of the situation you are in - easy or hard - you should always work with an expert.
If it’s an easy deal, You acquire the benefits of their knowledge. If it’s a hard deal you also acquire the benefits of their knowledge. The key is there are more benefits in working with someone who knows more about the industry than working with someone who has an average level of knowledge. And, this couldn’t be more evident in the field of mortgages ...... for all of your mortgage needs call 647-773-4849 or visit coluccimortgages.com.Lic M14000929, Broker 10680, Mortgage Edge ##financing .#interestrates #torontocondos #newmarket #realestate #refinance #toronto #topproducer #realty #canadianmortgagebroker #yorkregion #aurora #hollandlanding #kingcity #firsttimebuyer #firsttimehomebuyer
XMC Real Deal - Rental refi in Guelph https://goo.gl/EXKtbc . . . . #xmcrealdeal #brokerpartner #rentalproperty #canadianmortgagebroker #moveforward
Skip the dishes was made for people like me LOL. #alwayson #mortgagelife #mortgagebroker #lovemyjob #reddeermortgagebroker #centralalberta #yqf #roadtrippin #tmgfamily #canadianmortgagebroker
Another one ✔️ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Thanks for the great review Doc! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #review #mortgage #mortgages #mortgagelife #mortgagebroker #mortgagesmadeeasy #mortgagespecialist #yyj #yyjmortgages #victoriabccanada #victoriabc #canadianmortgagebroker #tmg #tmgvictoria
Olivia’s favourite day is when CMHC sends us boxes of amazing material I can give to clients #CMHC #girly #Readingmaterial #workbooks #mortgageinsurance #newtocanadahomebuyers #canadianmortgagebroker #brokerlife
With the wide array of advertising displayed everywhere from television to Facebook, it's difficult for consumers to understand how crucial dealing with an expert can be in the area of mortgage financing. When we arrange “basic” mortgage financing, life doesn’t seem too complicated. We have choices. We can visit our bank or consult a broker. We can shop our own mortgage around. We can get different opinions. We have a little more confidence in a lot more people. But what about when things get really complicated? Like when we’ve purchased another property and haven’t sold our existing one? When we find ourselves with little claimed income or in an income tax jam? What about when our credit score has plummeted and we have a purchase closing? These are the situations where experts in mortgage financing have their time to shine. When consumers can actually see the level of knowledge and expertise one given person has in their field. At times like these consumers can’t easily walk into the bank or shop their mortgage around. They start to lose confidence in a lot more people. It’s times like these when experts matter more than ever. This is why, regardless of the situation you are in - easy or hard - you should always work with an expert. If it’s an easy deal, You acquire the benefits of their knowledge. If it’s a hard deal you also acquire the benefits of their knowledge. The key is there are more benefits in working with someone who knows more about the industry than working with someone who has an average level of knowledge. And, this couldn’t be more evident in the field of mortgages ...... for all of your mortgage needs call 647-773-4849 or visit coluccimortgages.com.Lic M14000929, Broker 10680, Mortgage Edge ##financing .#interestrates #torontocondos #newmarket #realestate #refinance #toronto #topproducer #realty #canadianmortgagebroker #yorkregion #aurora #hollandlanding #kingcity #firsttimebuyer #firsttimehomebuyer
Refinancing is easier than you think! 💡💵⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #mortgagesmadeeasy #mortgagebroker #mortgages #mortgagebroking #yyj #victoriabc #canadianmortgagebroker #refinance #refinancing #refinancemortgage
Congratulations to the senior leadership team and sales force of MERIX Financial and its sister companies! Today Strengths Canada worked with a team of approximately 45 extremely talented people from this company! In this group, more than half of them have #Achiever in their Top 5 - they are a VERY busy group of people! Lots of #Competiton , #Communication and #WOO talents! I can't wait to continue to work with this company to keep the Strengths momentum going. #strengthsfinder #cliftonstrengths #strengths #canadianmortgagebroker #mortgage #merixfinancial #canada #toronto #ontario #focusonyourself #focusonstrengths #passion #positivity #talents
Looking forward to working with close to 50 senior leadership and sales staff of MERIX Financial tomorrow! Each person has known their Top 5 #strengths for a while, but this is their first opportunity at receiving #coaching . Can't wait! #cliftonstrengths #merixfinancial #mortgagebrokers #professionaldevelopment #reachforthetop #passion #strengthsfinder #coach #strengthscanada #strengthscoach #team #leader #personaldevelopment #canadianmortgagebroker
Have a read of our recent article talking about what you should look out for when taking out your #firstmortgage or you are looking to #refinance #torontorealestate #montreal #oakvilleontario #oakvillerealestate #bramptonrealestate #calgary #saskatchewan #canadianmortgagebroker #bmo #torontomortgages #mississaugarealestate
As a mortgage brokerage, we deal with an ever growing host of Canadian lenders as captured in this globe. #morgagebroker #realestate #syndicatelendingcorp #mortgagebrokers #mortgagelender #mortgagelenders #mortgageloans #mortgages #mortgagelife #vancity #vancouverbc #vancouver #vancouvercanada #mbabc #mortgageprofessional #mortgageprofessionals #mortgageproscan #mortgagelife #lendingprogram #lendingprofessionals #bestlenders #mbabc #canadianmortgagebroker #canadianmortgage
Meet client @irene_strong! Featured in the Globe & Mail for her book & expertise in mortgages, Irene’s book, Own Your Piece of The Earth, has made her Canada’s first female mortgage broker to author a book on the subject. How cool is that?!?🥇Her book is available on Amazon.ca while she’s making mortgages manageable, in person.👌🏼 . . 📸: @pamkellett #TSPAClientFeature
Click link in bio for loan application get pre approve today before you start looking for a home. #loanofficer #canadianmortgagebroker #lenders #home #buyer #ontario #oshawa #bomanville #toronto #canada
Great work Nalie. You are truly truly amazing!! ☺️ This ⭐️⭐️⭐️⭐️⭐️review is one of our many Google reviews because, well - we have THE best clients 🙌🏼 #YYC #bragpost #canadianmortgagebroker . . . . . . . #greatratesnofees #truenorthmortgage #WePassTheSavings #NoFees #WeSupportLocal #sharecalgary #GreatServiceGreatRates #yycliving #416 #beautifulbritishcolumbia #burnaby #vancouver #vancity #yvr #vancitybuzz #burnaby #Calgary #403 #yycliving #capturecalgary #yycnow #vancouverrealestate #yvrre #igersvancouver #tdot #GTA #toronto #ontario #yyz #
Spring?! Is that you? 👏🏻
Have you heard the news! #Mortgage #Rules have changed. .. Don’t know what this means contact us today to find out how this can affect you! #lmfinancialservices #investmentmanagement #loans #mortgage #stresstest #mortgagebrokers #unsecured #secured #firstimehomebuyer #lenders #realestate #followforfollow #followus #tipsandtricks #canadianmortgagebroker #acrosscanadalending #allofcanada
Are you in #foreclosure ? #Powerofsale ? #MortgageArrears ? #Bank not #renewing your #mortgage ? What if you didn’t have to pay your #mortgage for a year?? Talk to us today about how we can save your #home and bring your #payments back to present! You have options contact us today don’t wait! We even have no #mortgage #payments for 1 year!!!... #contactus #messageme #canadianmortgage #canadianmortgagebroker #canada #acrosscanada #lending #follow4follow #followforfollow #foodforthought
Put your mind at ease 250.869.9221
Happy holidays from the happiest place on earth! Wishing you a magical day with your loved ones this season! #christmasvacation #funinthesun #halifaxrealestate #halifax #novascotia #familytime #tmgcanada #mortgages #mortgagemavin #canadianmilitaryfamilies #disneycanada #disney #magickingdom #haveamagicalday #mortgagebroker #mortgagebrokerfuel #canadianmortgagebroker #themortgagegroup
Are your wondering how the new Federal Mortgage rules will affect your buying power? It is not to late to take advantage of current rules before the new year, let Suttie Mortgage show you how. Suttie Mortgage, your story starts here. #mortgage #finance #budget #mortgagerules #homebuyers #chilliwack #abbotsford #langley #canadianmortgagebroker
Issa WRAP!! Season 2, done, done and done!!! Thank you @tapdesigner and @kpep3479 for all your hard work! I️ promise to eat and drink fluids before we shoot next time😜 . . . #shoutout #videographer #youtubevideo #samanthatv #tvshow #comingsoon #season2 #filmcrew #mortgagesofcanada #workingroundtheclock #vacationneeded #homebuyer #equitytakeout #privateinvestor #credit #torontorealestate #housingmarket #canada #canadianmortgagebroker #1mortgageandrealestateexpert #girlboss #entrepreneur #leader #motivator #speaker #upandup #millionairesclub
Don’t forget to fall back an hour. What will you do with that extra hour? Us... sleep! #ottawabroker #hatchmortgage #localbusiness #localbroker #local613 #countrybusiness #workfromhome #brokerlife #ottawabusiness #bestrates #bestratesottawa #bestratesontario #ontariobusiness #ontariosmallbusiness #ontariolocal #madeincanada #canadianbusiness #canadianmortgagebroker #canadianpride
Jeremy Rudin, Superintendent of Financial Institutions (above). "A package of proposed reforms aimed at cooling Canada's housing market that includes new 'stress test' for uninsured mortgages will be finalized by the end of the month." ___________ Pre-approvals will not protect clients from these rule changes. ___________ Need a hand understanding the specifics or what this means for you? Email or link in bio. Happy to help.
Writing skills. #canadianmortgagebroker #magazine #cmbaconference #mb #halifax #novascotia #eastcoast #represent #marriottwaterfront #word #catherinefogartymortgagebroker
Exciting news for #caledon and #caledonmoms #caledonkids #freecommunityevent courtesy MICHELLE CAMPBELL #mortgagedistrict #mortgageprofessionalscanada #canadianmortgagebroker #caledonevents #communityevent #GTA #416 #905 #Toronto #Brampton #torontoevents #momapproved #mommyconnections #tellafriend
RATE UPDATE: Rates are rising but still remain at historic lows. For the latest rate update follow the link -> www.mortgagebrokervancouverdreyergroup.ca/vancouver-mortgage-rates #interestrate #mortgagerate #lowestrates #finance #mortgagebroker #canadianmortgagebroker #vancouver #southsurrey #whiterock #rateupdate #mortgages #lowermainland #fraservalley #vancouverisland #buy #renew #renovate #contactus #follow #like #share #freeadvice #mortgagespecialists #mortgageprofessionals
The Bank of Canada raised their overnight lending rate 0.25% - this being the first increase in 7 years. If you are currently in a variable rate mortgage and would like our team to do a quick analysis to see if locking in makes sense, please call (604)669-6006 OR email clientservices@dreyergroup.ca. We're here to help! #breakingnews #rateincrease #variablerate #mortgage #canadianmortgagebroker #bankofcanada #canadianmortgagerate #share #like #post #call #whiterock #southsurrey #vancouver #canada #dreyergroup #mortgageexperts #mortgagespecialists #housingmarket #economy #finance #lowermainland #fraservalley #vancouverisland
✨B I G CONGRATULATIONS to President of Dreyer Group Mortgages Inc Mr. Jared Dreyer, for being awarded the CMA Lifetime Achievement Award for his service and dedication to the mortgage industry. Left to right, Garth Ellis, Jared Dreyer, Colin Dreyer. #lifetimeachievement #award #congratulations #canadianmortgagebroker #canadianmortgageindustry #dreyergroup #mortgage #finance #canadianmortgageassociation #cma
I am with you on this one, stay warm in @billiesflowerhouse this winter and hit it up for all of your floral needs. #Squamish #HeatherContantMortgages
"The phrase ‘working mother’ is redundant.” —Jane Sellman #workingmom #dominionlending #mortgagebrokervancouver #canadianmortgagebroker #vancouvermortgagebroker #blonde #beautiful #smile #neverlandteasalon #tea #hightea #motherdaughterdate #laughing #smiling #vancoucerphotographer #vancouverphotography
Looking for some chic cabin inspo? I think this will do. Picture this in that perfect Squamish home. Contact me to get more info on the BC First Time Buyer Program. photo: @pinterest #GetMore
Don’t miss your moment to own a home. Trust me to find you the perfect one // photo: @pinterest #HeatherContantMortgages #GetMore
It’s all love when it comes to the retail shops in downtown Squamish // @empireofdirtsquamish is just one of the many hidden gems lining Cleveland Street.
The Zephyr Cafe is the perfect spot to tuck away and tick things off the to-do list. You can find me here often (I have lots on my list) #HeatherContantMortgages #GetMore #CoffeePlease
Step into the beauty that Squamish beholds. A one-of-a-kind place with one-of-a-kind opportunities in investment and home-buying. Visit my website to learn more.
This is the blank canvas for the new beach front development going up in Squamish, BC. I’m excited to be your trusted mortgage advisor and help you make your real estate dreams come true. Contact me to learn more.
Since it’s cold outside, here’s a little taste of what summer in Squamish looks like. Get into your dream home by the summertime by learning more about mortgage options from yours truly. Link in Bio. 📷: @pinterest #squamishbc
Plant your roots in Squamish by learning about the mortgage and real estate options in the area. // @billiesflowerhouse #GetMore #HeatherContantMortgages
How about making the chief your permanent backdrop? I’m in. Contact me to find out how you can live in the outdoor capital of Canada. #HeatherContantMortgages #Squamish
Each day brings a new opportunity. Talk to me about yours. // 📷: @wildandheart #regram #HeatherContantMortgages #GetMore
@empireofdirtsquamish is the perfect place to spend a weekend shopping for all those things that make a house a home. #HeatherContantMortgages
Think big. // Squamish not only boasts the most beautiful views but also provides great real estate opportunities. #HeatherContantMortgages
There is hope when it comes to buying in the Squamish market. Contact me to learn more about the BC First Time Buyer Program and get pre-approved for the process. #HeatherContantMortgages
Your dream bedroom is a real possibility. You just need the right rate. Call me to learn more about the BC Home Owner Mortgage & Equity Partnership. // 📷: @nadine.nevitt.and.co #homeinspo #GetMore
Or a week of Contant… Spend a Sunday well rested and then contact me to learn about mortgage options to get you into that perfect home. Link in bio. #HeatherContantMortgages
Snow kissed mountains and a big smile on my face as I breathe in that clean Squamish air. Let’s talk about the possibilities in Squamish Real Estate before rates rise.
And I am answering // I love spending all the time I can in the beautiful Squamish scenery. Call me when the mountains call you. #HeatherContantMortgages
Skip that commute to the outdoor recreation capital of Canada and purchase in the Squamish area. Visit www.bchousing.org to learn more about the BC Home Owner Mortgage & Equity Partnership. 📷: @andreaclare #regram
Squamish is an incredible place to glow. // Rates are going up in the next 6 months so get in touch if you are thinking of buying! 📷: @themainsquamish #regram #HeatherContantMortgages
Excuse me while I take it all in // This is just one view point from the new beach front development coming to Squamish. Let me help you get ready to buy in this beautiful setting. #HeatherContantMortgages
And then... you found your dream home // Let’s finish the rest of your home-buying story by finding you the perfect mortgage. Contact me to learn more. // @billiesflowerhouse
Lay it all out // There are a lot of options when it comes to finding the right mortgage for you. Working with a certified CHIP mortgage specialist doesn't hurt when making the right choice. Contact me to learn more about what's right for you.
Find out what the Reverse Mortgage Plan can do for you or your family. Full video is on my Facebook. Contact me directly to learn more. #HeatherContantMortgages
If you plant the right seeds, your investment will bloom. // Happy Friday! #GetMore #OwnYourHome
And the sky is the limit with the right mortgage rate. // #GetMore #qotd #HeatherContantMortgages
This interior makes me blush. // Mid- week interior inspo because it’s always better to #OwnYourHome .
My eyes are always on the best mortgage rate you can be granted. If you feel lost in the real estate fray, you know who to call. #GetMore #OwnYourHome
Looking forward to volume 3. If you're a mortgage broker in Canada and haven't read these books, you're doing yourself and your clients a disservice. #DustanWoodhouse #mortgagebroker #canadianmortgagebroker #dlc
When life gives you lemons, make lemonade (that's what they say right?) // Learn how to make lemonade with the new mortgage rates in this education video. Full version on my Facebook page. #heathercontantmortgages
Keep calling Vancouver home. // Ask me about the Home Equity Income Program which has already helped thousands of Canadians 55+ who wanted to access equity in their home + make no mortgage payment. 📷: @dailyhivevancouver
Get organized for 2017 and inquire about your best mortgage rate now. // May I recommend @stilclassic’s daily planner to get you started? #regram #GetMore
A cup of coffee + those #Eastside views are the perfect start to my morning. // #OwnYourHome #HeatherContant
Credit scores is one of the most FAQ I get from my clients. Here is a simple breakdown of what is calculated when your credit score is determined! Get in touch with me when you want to discuss your options. #GetMore #OwnYourHome
Wishing you a very Merry Christmas weekend #YVR ! I’m taking my holiday inspiration from the talented @jillian.harris. #regram #holidayswithheather
I like to give the gift that keeps on giving: a good mortgage rate that’s perfectly suited to your budget. // 📷: @thecrossdesign #holidayswithheather
It’s that simple. // #qotd #OwnYourHome
A weekend well spent brings a week of contant. // Love spending a weekend in #Gastown ’s 📷: @timbertain (enjoy your weekend)
You tell me what we’re working with and I find a solution. It’s that simple! Choose a personal brokerage, it will save you in the long-run. #HCMortgage
Look back without any regrets. I’ll help you get there. #GetMore #OwnYourHome
It’s a beautiful day in the neighbourhood. // One of the greatest advantages to living in #FalseCreek is your proximity to the water. Don’t rule any home-buying dreams out, let’s reach them together! #HCMortgage
When it rains it pours. // Don’t get overwhelmed by the mortgage stigma. Talk to a professional about what options make sense for you. #YourMortgage #YourHome
Calling all on-the-go entrepreneurs! // I have solutions for the self- employed and driven entrepreneurs looking to lay down roots in the #YVR market.
Learn more about the Home Income Plan by contacting me directly. If you're 55 and older, I can help you make smart choices with your retirement. #GetMore #HCMortgage
Give the gift that keeps on burning this winter. // My go-to is local @vancouvercandleco’s #MountPleasant scent. #GetMore #GiveMore
Here comes the sun. // There’s a lot of negativity circling the mortgage industry in #YVR . Allow me to shed some light. Get in touch with me through the link in profile!
Bundle up, winter weather is upon us! // This Manitoba girl won't let a little snow stop her from finding the best rate for clients! Contact me to learn more. #HCMortgage #YourMortgage
Walkability matters in a neighbourhood. Flexibility matters a lot in a mortgage. #GetMore insights on mortgages on my site. #HCMortgage
You don’t want choosing the best mortgage rate to be a toss-up. You want it to be a no-brainer. Welcome to #HCMortgage .